The Australian, Wealth TRAVEL insurance is one of those products that few travellers pay attention to, whether they are begrudgingly buying a policy or relying on cover provided through top-end credit cards. For that reason, travel insurance remains one of the most complained about financial products in Australia. “It’s about 18 per cent of all our work [...]

The Australian, Wealth IT’S time for Christmas shopping and many people will be visiting Singapore and Hong Kong or the duty-free halls for their seasonal spending sprees. But retailers could be taking-advantage of the festive spirit by offering payment in Australian dollars and adding a surcharge to foreign currency conversion fees. Called dynamic currency conversion, surcharging payments made [...]

From The Australian, Wealth: CONSUMER NEWS: Your credit card might not work overseas, Ed Charles reports | September 19, 2007 AUSTRALIANS may be enjoying the Rugby World Cup in Europe but many may find that they will have trouble spending any money on their credit cards. The problem is that in Britain and Europe, credit cards that contain [...]

From The Australian, Wealth: Ed Charles | August 22, 2007 THERE is a trade off on credit cards between ones that charge an annual fee and offer rewards, travel insurance and other benefits, and cards that cost little or nothing and are cheap to use abroad. The equation isn’t an easy one to work out. Harry Senlitonga, financial analyst [...]

by Ed Charles ALL platinum credit cards offer a concierge service, apart from the American Express credit card product. Amex reserves the concierge service for the top echelon of charge card holders. That’s those with the $1000-a-year platinum charge card or the $4300 Centurion cards. Concierge services also overlap with fine dining, ticket-booking and club schemes run by [...]

COVER STORY Platinum is the new gold in the prestige credit card market, Ed Charles reports ONCE upon a time it was a class act to have a gold credit card. Then in 1997 along came the American Express Platinum charge card. It was invitation-only and more exclusive. Although the prestige was diluted when other players entered the [...]


They’re just the shot as a gift for travellers or for those who don’t have credit cards, Ed Charles reports THE pre-paid credit and cash-card market is barely nine months old, yet there are already more than six cards on the market, with more predicted to be launched this year. They can be used for internet transactions [...]