From the Wealth section. ONLINE TRADING – HOW TO MAKE MONEY AND AVOID EXPENSIVE MISTAKES NET TRADING: IT’S HIT OR MYTH By Ed Charles COVER STORY You need to shop carefully for an online share trading service, then use it wisely, says Ed Charles
Tag: Investment
The Sheet: Adelaide bank results
Change of tack for Adelaide in the mortgage market By Ed Charles Adelaide bank has emphasised its commitment to achieving a five per cent share of the home loan market through the introduction of innovative products while increasing its margins through better use of technology.
The Sheet: Etrade walks ASX tightrope
By Ed Charles It’s been a frantic start to the year for the number three online broking company Etrade Australia, a firm in which ANZ Bank owns a 34 per cent stake.
The Australian: Balance transfers
From the Wealth section of The Australian in December Be careful about the fine print in balance transfers, reports Ed Charles
In The Black: The house always wins
For In the Black in December 2005. Ed Charles tells why reverse mortgages should be handled with care, and vetted by professionals. This is a story about how a new car or a cruise might cost pensioners their home. It’s about the lucrative reverse mortgage, where banks will lend up to 45 per cent of a home’s value and compound the interest over a pensioner’s lifetime. It’s about the gap between compounded interest rates and increasing property values. And about […]
Super insurance: Do you need it
Commissioned by The Australian for an advertising report that was spiked. Insurance and superannuation are two of those necessities that most of us choose to ignore. We are baffled by the concepts let alone the detail in the small print. In short, these products are not friendly to the average consumer. Yet it is the average consumer that needs to know most about both of these topics. Since the introduction of super choice on July 1 this year it has […]
In The Black: Share and share alike
When workers own shares in their companies they are motivated and loyal. So why are Australian companies failing to catch on? From In The Black November 2005 Power to the people. Get them to buy shares. Even better, give them shares in the company for which they work. The staff are no longer revolting. They’re quite nice now, work harder and everybody is richer. That’s how it works in the UK and the US, where employees are raking it in. […]
The Australian: Emitch
Original unsubbed copy for The Australian. October 2005. In business timing is everything. During the dot.com boom it seemed like the best idea ever to launch agency specialising in buying advertising space online. Emitch, a spin-off from real world media buyer Mitchell & Partners, listed on the ASX in March 2000, and soon after the market crashed. Its shares fell 27.5 per cent to 87 cents then plunged. The next three years were spent with its share price bumping along […]
The Sheet: Adelaide Bank delegates credit process to Great Southern
Assuming Great Southern sustains its growth rate of 50 per cent, the plantation company will be seeking funding from Adelaide Bank of in excess of $300 million in the 2005/2006 year.Most of the people becoming “growers” with Great Southern are referred by their accountants or financial advisers and are hoping to minimise tax while investing. For example, a person in the top tax bracket who invested the minimum $3000 (plus GST) in a plantation would be able to finance it […]